From my perspective, it’s difficult to understand how the economy is doing better when it appears that it isn't. If you listen to the Feds they seems to think it has improved. On the other hand, if you listen to the economists they seem to disagree. From my vantage point, I just don’t see any upward swing and if there is any momentum towards improvement it sure seems to be lacking steam.
Compared to two years ago, when the economy was somewhat stable, financially I was doing great. However, now it’s getting harder and harder to keep myself afloat.
For the past year work hours have been fluctuating and more so in recent months. Some weeks I get enough hours where as other weeks I get fewer. Therefore, depending on a steady income is nearly impossible which in turn is making it difficult to meet my monthly expenses on a timely basis … bill paying has literally become more like playing Russian roulette.
At one time I was able to depend on my savings to keep myself afloat just in case of an emergency. But now, saving for a rainy day is on hold. Now it's taking my entire income to keep my head above water ... I'm talking about just the basics. Unlike two years ago, today I’m living pay check to pay check … it’s scary and making me feel extremely uncomfortable!
To top things off, hoping for a wage increase has become a waist of time … I’ve not seen a pay increase in two years due to a company wide pay freeze. Meanwhile, the cost of living has gone up. Needless to say, things are T-I-G-H-T!! And if the economy continues the way it’s going, it’s just possible that it’s going to get a whole lot tighter for me. I hope not, but I’m not holding my breath.
At least I don’t feel alone. Many of my friends are struggling and when listening to the news countless of others are struggling as well. Therefore, feeling sorry for myself isn’t an option. Regardless of my financial situation I’m just grateful that I have a job that at least helps to keep my afloat.
Compared to two years ago, when the economy was somewhat stable, financially I was doing great. However, now it’s getting harder and harder to keep myself afloat.
For the past year work hours have been fluctuating and more so in recent months. Some weeks I get enough hours where as other weeks I get fewer. Therefore, depending on a steady income is nearly impossible which in turn is making it difficult to meet my monthly expenses on a timely basis … bill paying has literally become more like playing Russian roulette.
At one time I was able to depend on my savings to keep myself afloat just in case of an emergency. But now, saving for a rainy day is on hold. Now it's taking my entire income to keep my head above water ... I'm talking about just the basics. Unlike two years ago, today I’m living pay check to pay check … it’s scary and making me feel extremely uncomfortable!
To top things off, hoping for a wage increase has become a waist of time … I’ve not seen a pay increase in two years due to a company wide pay freeze. Meanwhile, the cost of living has gone up. Needless to say, things are T-I-G-H-T!! And if the economy continues the way it’s going, it’s just possible that it’s going to get a whole lot tighter for me. I hope not, but I’m not holding my breath.
At least I don’t feel alone. Many of my friends are struggling and when listening to the news countless of others are struggling as well. Therefore, feeling sorry for myself isn’t an option. Regardless of my financial situation I’m just grateful that I have a job that at least helps to keep my afloat.
Last but not least, I can honestly say that God is providing exactly what is needed ... life's basics. I have a roof over my head, a warm bed to sleep in, food to eat, etc.. There are those who can't even enjoy these simple basics, therefore complaining would be out of line. Needless to say, for just the basics, I am truly grateful!
Revised 12/18/11
Revised 12/18/11
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